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8 Ways How Students Can Protect Money From Online Scammers

We live in unpredictable and insecure times specifically due to being exposed to so many different social mediums and websites that are full of ads and scams. The number of cyber-attacks and hackings has increased in the last year by substantial numbers. In particular, the number of college scams has also increased. College students are at the beginning of their lives and are just figuring out their future. They’re generally more susceptible to online college scams. Students already have so much on their plate like figuring out accommodation, their college tuition, etc. They don’t need the added stress of online scams. It’s not just college students that are in danger of being scammed online and losing money, so how do you deal with online scammers and how do you protect yourself against scammers? 8 Ways How Students Can Avoid Online Scammers 1.Tackle Online College Scams for Financial Aid and Scholarships Finding the right scholarship or financial aid is a stressful exercise and that is why many fall prey to scams related to these. Consultants may charge you an outrageous amount of money to fill your form or may make an offer that requires your bank account details that they can use for future scams. Beware of such websites and requests. Keep track of all the scholarships you are applying to and always find official websites to look for your financial aid. Never give out personal information on the web or call. 2.Avoid College Scams Based on Employment Being in college means you are one step closer to being independent and earning for yourself. And what is better than a job offer that lands in your email and pays well? This is one of the most basic online college scams. You can have people reaching out to offer scam jobs that lead you nowhere. They will call to get your personal information and then use it for a scam later on. Beware of shady websites and email addresses asking for your financial details. 3.Use a VPN When Using Public Networks As a student you may be in the frequent habit of using public Wi-Fi. This is the most insecure thing you can do. This will expose your laptop to malware and hacks easily. You should always use a VPN that connects to a US VPN server which will route all traffic interacting with your machine to a remote server before getting in touch with you. You can try out the VeePN VPN and opt for a free trial to see the benefits. Public Wi-Fi can also be a cam in itself. It can ask for your personal information that can be used in online college scams. 4.Stay Away from Credit Card Scams College students can become easy victims to credit card scams. Many scammers can disguise themselves as credit card companies in order to steal your data for later use. These scammers can even indulge in identity theft and they can easily access your personal information from other channels. It is important that you do a background check for everyone that asks for your personal and financial information. You can never be too careful with money. 5.Be Wary of Connection Requests from Fake People We all know at least one friend that loves indulging in creating fake profiles to troll others but there are serious scammers out there that orchestrate full blown online college scams by creating fake profiles and impersonating people. Beware of such people and before you accept a request from such a person, please take a look at the profile and how long ago it was created. Is there any personal or authentic content shared on the profile? Does the person have genuine friends online and engagement with his posts and comments? Do not ever give out your personal information on social media and use a VPN server location to connect to social networks. 6.Always Shred Sensitive Documents Being a new college student means a lot of documentation that has crucial personal information on it. You should never leave these lying around the dorm room or a cafe. Always keep them in a secure place or get rid of them by shredding them if you don’t need them anymore. You will be surprised how this data can be used in an online college scam with you as the obvious victim. The other option is to carefully scan each document and save the electronic copy in a safe online vault. This copy can be printed later if needed. 7.Be Wary of Apartment Scams Getting out of college may mean a new job and the ability to get a new apartment. Scamming real estate agents can use apartment listings to get your attention and get your personal information. If a listing looks outrageously unrealistic. It probably is. You need to do your research before you buy into such schemes. Only trust authentic and well-known real estate websites and agents for your housing needs. 8. Avoid Oversharing in General Many online college scams find their foundation in the victim talking loosely about their assets and personal information. Whether you are in a bar or with friends at a party. Never talk to people that you don’t trust with your life about your banking information or any such data that can be used against you. Tips to Avoid Losing Money in College Scams Do not share your personal information with unknown people Research companies and individuals before providing detailed personal information for credit cards, job applications and housing. Do not access private accounts on a Public Wi-Fi without using a VPN for a secure connection. Make sure you add that extra layer of protection on your social media and email accounts. Online scams are no joke. They are real and responsible for many college students losing their savings and hard-earned money. It is important to always use a VPN when you are browsing the internet to be safe from hackers getting your information. You also need to make sure you leave no stone unturned when it comes to hiding your personal information. Remember, you cannot trust everyone with your bank account information or any other information. Keep these things very private and away from prying eyes. Be wary of people indulging you in conversations that lead you to divulge such information easily.

The Best UK Schools For Future SEO Specialists & Marketers

Both SEO specialists and digital marketers are engaged in promoting a business by improving the position of a website and attracting the attention of consumers to a product or service. Today, such specialists are top-ranked in the online labor market, and therefore more and more people are thinking about joining their ranks. But where can you get good education opportunities while the current assortment of online courses can be confusing? Someone offers a one-day course and claims that this is enough to become a specialist, while the other company offers a whole year of study to become an expert. In this article, you will find 6 schools and courses that are worth your attention if you want to gain knowledge in the field of marketing and SEO promotion. Top 6 Schools for Future SEOs and Marketers Future specialists in the field of digital marketing and SEO promotion need not only to obtain the appropriate knowledge but also to be always aware of updates, forecasts, and new trends in the area. For example, this article shows the future of SEO. And it is necessary to constantly monitor similar, and most importantly, reliable content in order to provide high-quality and relevant services. Also, such a professional activity as running SEO and digital marketing projects imply the development of communication skills. For example, attracting new bloggers is a part of the work of both SEO specialists and their colleagues from the field of influencer marketing. Therefore, in addition to obtaining specialized knowledge, you have to develop communication skills and stay always tuned into current and upcoming digital trends. So, let’s proceed with the schools and courses that will help you land a job in the field of SEO promotion and digital marketing. Search Engine Optimization Course from London Marketing Academy This course is suitable for both beginners and business owners who want to acquire not only theoretical but also practical skills. You can gain the following knowledge in the field of SEO with the help of this course: Optimization of websites for top positions in search engines. Search engine marketing (SEM). Updating search engine algorithms. Keyword research methods and tools. Analysis of your and your competitors’ websites’ performance. Web pages and content optimization. Development of SEO strategy. Project management skills development. Digital Marketing Course from British Academy of Digital Marketing This course is accredited by the Standard Office and it comes with the advantage to join the Content Marketing Association. The course is CPD accredited as well, and you can study online. During the educational process, you will gain the following knowledge: Knowledge of digital marketing, social media marketing, and so on. Knowledge of SEO, website design, and user behavior patterns. Social media ads tactics, strategies, and analytics. SEO and Digital Marketing Diploma from One Education Through this educational program, you will gain a complete understanding of modern marketing practice. The course comes in online mode, so you can adapt the learning schedule based on your needs. Here is what you will learn through training: Understanding SEO and digital marketing strategies. Using the Google search console. Analytics of SEO strategy effectiveness using Google Analytics. Targeting, keyword research, creating do follow backlinks, and more. Optimization of YouTube accounts based on SEO. An in-depth study of email marketing. Social media marketing best practices. Digital Marketing Courses from King’s College London This is a full-time educational program that lasts for one year. After completing it, you can receive an accreditation certificate from the Chartered Institute of Marketing. During this educational program, you can gain quality knowledge and become an expert in digital marketing. You will be able to acquire the following knowledge: Digital marketing strategy development. Features of communication in digital marketing, consumer behavior patterns, and insights. Marketing analytics tools and features. Features of marketing research. Neuromarketing, social media, b2b marketing, and international marketing theory and practice. The Beginner’s Guide to SEO from MOZ This free and easy course is a great option for newbies who are thinking of becoming SEO experts. With the help of this course, you will be able to discover SEO basics to understand whether this field of activity suits you. It is also a popular course for those who want to promote their website on their own. The course consists of images and text. You will learn the following with its help: Search engines mechanisms. Keywords research tools and best practices. On-Page SEO and Technical SEO insights. Link building strategy development and implementation. Tracking SEO success. SEO glossary. SEO Course from The Chartered Institute of Marketing This one-day course is perfect for business owners who want to learn how to increase website conversions and traffic. It is suitable for beginners as well as it explains SEO basics with a practical emphasis. As part of the course, you will be able to learn the following: Development and improvement of optimization strategies. SEO keywords research. Competitor’s keywords analysis. SEO performance measurement. Out-of-page SEO tactics. The course is suitable for business owners, copywriters, marketers, web managers, and everyone eager to get an idea of the ways modern SEO works. Wrapping Up To become a sought-after specialist in the field of SEO and marketing, you should take care of getting a high-quality education and also do not forget about applying and testing your knowledge in practice. As you can see, there are different forms of training and it is up to you which option to choose since the key in this profession is not just having a diploma, but also gaining practical skills that can be confirmed.

Empower Your Future: HIV Scholarships And Grants For Students In 2025

Living with HIV should never be a barrier to achieving your educational dreams. With the rising costs of higher education, HIV scholarships, HIV positive scholarships, international scholarships for HIV positive students, and grants for HIV positive students provide critical financial support to help students pursue their academic and career goals. These opportunities, offered by charitable organizations, universities, and nonprofits, empower HIV-positive individuals to access college, technical schools, or graduate programs without financial strain. This comprehensive guide explores the best scholarships and grants available in 2025, eligibility criteria, application tips, and how these programs can transform lives. The Importance of HIV Scholarships An HIV diagnosis can bring unique challenges, including medical expenses and societal stigma, which may make pursuing higher education seem daunting. However, advancements in HIV treatment, such as antiretroviral therapy (ART), have enabled individuals to lead long, healthy lives, making education and career aspirations more attainable than ever. HIV scholarships are designed to alleviate financial burdens, allowing students to focus on their studies and future careers. These scholarships not only provide funding but also recognize the resilience and determination of HIV-positive students. Whether you’re a domestic or international student, HIV positive scholarships and grants for HIV positive students offer opportunities to fund tuition, books, and living expenses. Additionally, international scholarships for HIV positive students ensure that students from low- and middle-income countries can access global educational opportunities. Below, we highlight some of the top programs available in 2025 and how to apply for them. Top HIV Scholarships and Grants for 2025 Several organizations and institutions offer financial aid specifically for HIV-positive students. Below is a curated list of scholarships and grants, including eligibility details and application deadlines, based on the latest available information. 1. STDcheck.com HIV-Positive Scholarship STDcheck.com offers a rolling scholarship program for HIV-positive college students in the United States. Awards range from $250 to $5,000, depending on the quality of the application, which includes an essay, academic transcripts, and proof of HIV status. Key Features: Eligibility: U.S. citizens enrolled or planning to enroll full-time in a U.S. college or university. Applicants must provide proof of HIV-positive status (via STDcheck.com’s free HIV test or physician verification). Requirements: A 400-word essay discussing how the applicant contracted HIV, its impact on their life, and what they wish others knew about living with HIV. Deadline: Rolling applications, reviewed quarterly (March, June, September, December). Impact: Funds can be used for tuition, books, or other educational expenses, making it a flexible option for students. 2. Helen Veress-Mitchell Scholarship Administered by the Capital City AIDS Fund (CCAF), the Helen Veress-Mitchell Scholarship supports HIV-positive students in Northern California pursuing higher education, including community college, technical schools, or four-year universities. Since 1995, the program has distributed over $500,000 to students, many of whom pursue careers in healthcare to help others living with HIV. Key Features: Eligibility: HIV-positive students residing in Northern California. Open to various educational paths, including graduate studies. Award Amount: Varies based on available donations. Deadline: July 15, 2026. Impact: Encourages students to pursue careers that contribute to HIV care and advocacy. 3. Positive Futures Scholarship Offered by the University of Colorado, the Positive Futures Scholarship provides up to $6,000 to HIV-positive students demonstrating academic achievement and financial need. This scholarship is ideal for students enrolled at the University of Colorado. Key Features: Eligibility: HIV-positive students at the University of Colorado with demonstrated financial need. Deadline: March 15, 2026. Impact: Supports students in overcoming financial barriers to complete their education. 4. James and Colin Lee Wozumi Scholarship Administered by the Pride Foundation, this scholarship supports HIV-positive students who identify as gay, lesbian, or transgender and reside in Alaska, Idaho, Montana, Oregon, or Washington. It aims to empower students to pursue their educational goals despite health challenges. Key Features: Eligibility: HIV-positive students from specified states who identify as part of the LGBTQ+ community. Award Amount: Varies based on funding. Deadline: Varies (check the Pride Foundation website for updates). Impact: Promotes inclusivity and supports diverse students in higher education. 5. International AIDS Society (IAS) Scholarship Programme The IAS Scholarship Programme supports individuals working, volunteering, or studying in the field of HIV, particularly those from low- and middle-income countries. While primarily focused on conference attendance (e.g., IAS 2025 in Kigali, Rwanda), it provides financial assistance for registration, travel, and accommodation, which can benefit students pursuing HIV-related studies. Key Features: Eligibility: Open to anyone 18+ working or studying in HIV, with priority for abstract presenters, workshop facilitators, and those from low-income countries. Deadline: Closed for 2025 (check for 2026 updates). Impact: Enhances skills and networking opportunities, which can support academic and professional growth. 6. Pedro Zamora Young Leaders Scholarship The Pedro Zamora Young Leaders Scholarship supports students committed to fighting HIV/AIDS through public service and leadership. While not exclusively for HIV-positive students, it prioritizes those affected by or working to end the HIV epidemic. Key Features: Eligibility: Students demonstrating leadership in HIV advocacy, open to U.S. and international applicants. Award Amount: Varies. Deadline: Varies (check the scholarship website for updates). Impact: Encourages activism and leadership in the global fight against HIV. Eligibility and Application Tips Most HIV positive scholarships and grants for HIV positive students require proof of HIV status, academic enrollment, and financial need. Here are some tips to strengthen your application: Gather Documentation: Prepare official transcripts, proof of enrollment, and medical verification of HIV status. Some scholarships, like STDcheck.com’s, offer free HIV testing for applicants. Write a Compelling Essay: Many scholarships require essays about your experience with HIV or your commitment to HIV advocacy. Be honest, reflective, and highlight your resilience and goals. Check Deadlines: Deadlines vary, with some scholarships (e.g., STDcheck.com) offering rolling applications and others having fixed dates (e.g., March 15 for Positive Futures Scholarship). Tailor Applications: Customize each application to align with the scholarship’s mission, such as community impact or healthcare career goals. Seek Support: Ask mentors, social workers, or academic advisors to review your application for completeness and clarity. For international scholarships for HIV positive students, ensure you meet residency or visa requirements and check if the scholarship covers international institutions. The Impact of HIV Scholarships HIV scholarships and grants for HIV positive students do more than provide financial aid—they empower individuals to overcome challenges and contribute to society. Recipients often pursue careers in healthcare, public health, or advocacy, helping to reduce HIV stigma and improve care for others. For example, many Helen Veress-Mitchell Scholarship recipients have become healthcare professionals dedicated to supporting HIV-positive communities. For international students, international scholarships for HIV positive students open doors to global education, fostering cross-cultural understanding and collaboration in the fight against HIV. These programs also promote inclusivity, ensuring that financial and health challenges do not derail academic aspirations. How to Find More Opportunities To discover additional HIV positive scholarships and grants: Visit Scholarship Databases: Websites like Scholarships.com and CollegeScholarships.org list HIV-specific scholarships with updated deadlines. Check University Financial Aid Offices: Many universities, like Ohio State University, offer one-time awards for HIV-positive students based on need and merit. Explore Nonprofit Websites: Organizations like the Pride Foundation, HIV League, and Capital City AIDS Fund regularly update their scholarship offerings. Network with HIV Advocacy Groups: Joining communities like Positive Peers can connect you with scholarship opportunities and support networks. Conclusion HIV scholarships, HIV positive scholarships, international scholarships for HIV positive students, and grants for HIV positive students are powerful tools for breaking down financial and social barriers to education. Programs like the STDcheck.com HIV-Positive Scholarship, Helen Veress-Mitchell Scholarship, and IAS Scholarship Programme provide critical support, enabling students to pursue their dreams and make a difference in the fight against HIV. By taking advantage of these opportunities, you can invest in your education, build a rewarding career, and contribute to a world where HIV no longer limits potential. Start exploring these scholarships today and take the first step toward a brighter future.

Roofing Careers: High-Paying Opportunities Even For Beginners

Roofing Careers: High-Paying Opportunities Even for Beginners Looking for a well-paying job with steady demand? The roofing industry is booming, offering lucrative opportunities for individuals at all experience levels. Here's why a career in roofing might be the perfect fit for you: High Earning Potential Roofing jobs can offer impressive salaries. Weekly wages averaging $2,500 are not uncommon, making roofing careers competitive with many other professions. This shift in compensation reflects the importance and skilled nature of the work. Additionally, many employers provide attractive benefits packages, including health insurance, retirement plans, and sometimes even company vehicles or tool allowances. Steady Demand and Job Security The roofing industry is driven by constant demand. Every building needs a roof, and roofs require repairs, replacements, and installations on existing structures and new construction. This translates to stable job security regardless of economic fluctuations. Beyond the Money: Rewarding Work Roofing offers more than just a good paycheck. You'll experience the satisfaction of completing tangible projects that protect homes and families from the elements. It's a physically demanding job, but it also provides fresh air, exercise, and the opportunity to work outdoors. Opportunities for Everyone The roofing industry offers diverse career paths, not just manual labor. Even entry-level positions can be lucrative: Commercial Roofing Project Manager (Salary: $100,000 - $120,000/year): Plays a critical role, ensuring flawless execution of all project phases. They oversee budgets, timelines, and ensure compliance with safety regulations and client specifications. Industrial Roofing Sales Representative (Salary: $90,000 - $130,000/year including commissions): Leads the sales and customer relations efforts. They negotiate deals, have deep knowledge of roofing systems, and guide clients towards informed decisions. Their commissions reflect the impact they have on generating revenue and building strong customer relationships. Roofing Estimator (Salary: $100,000 - $130,000/year): Plays a crucial role in financial planning by accurately estimating the scope of work and materials needed for roofing projects. Their assessments must be meticulous and data-driven to avoid costly errors and resource waste. They ensure competitive and accurate bids, crucial for company profitability and customer satisfaction. High-End Residential Roofing Contractor (Salary: $80,000 - $130,000/year): Caters to discerning clientele by offering custom roofing solutions that combine luxury and durability. They excel in selecting top-tier materials and delivering exquisite craftsmanship that aligns with a client's vision and home design. Their income reflects the complexity of their work and ability to provide exceptional, customized results. Roofing Supply Chain Specialist (Salary: $80,000 - $120,000/year): Manages the efficient procurement, delivery, and overall management of roofing materials. Their strategic planning and logistical expertise minimize delays and ensure seamless workflow on projects. Their salaries reflect the crucial role they play in maintaining supply chain integrity and keeping projects on schedule. Renewable Energy Roofing Consultant (Salary: $100,000 - $130,000+/year): Combines roofing expertise with green technology, focusing on solar and other eco-friendly roofing solutions. Their unique skills in this niche area contribute to their high earning potential. As advocates for sustainable technology, they play a key role in promoting environmentally friendly building practices within the roofing industry. Getting Started in Roofing (Even with No Experience!) So, you're interested in a roofing career but have no prior experience? Don't worry, there are several ways to get started: Education:While a high school diploma is typically sufficient, some background in construction or carpentry can be beneficial. Certification:While not always mandatory, certifications like the Certified Roofing Torch Applicator (CERTA) offered by the National Roofing Contractors Association can make you more attractive to employers. Apprenticeship:Apprenticeships are an excellent way to gain real-world experience under the guidance of seasoned professionals. With the right approach and resources, a rewarding and lucrative career in roofing is achievable, even for those with no prior experience. You can start a roofing jobs career, could up to $50 per hour? Starting a career in roofing with the potential to earn up to $50 per houris possible with the right approach, especially if you aim to move from working as a roofer to owning your own business. Here’s a roadmap to help you reach that level: 1.Learn the Trade Entry-Level Jobs:Begin by working for an established roofing company. Start as a laborer or apprentice to learn the basics of roofing, including different roofing materials (shingles, metal, tiles), installation techniques, and safety protocols. Formal Training:Some areas offer vocational training programs or community college courses in construction or roofing. These can provide a solid foundation and help you stand out in the job market. 2.Obtain Certifications and Licenses OSHA Certification:Safety is critical in roofing. Obtaining OSHA (Occupational Safety and Health Administration) certification is often required and can make you more employable. State Licensing:In some states, you need a contractor's license to perform roofing work. Research the requirements in your area and get licensed if necessary. Manufacturer Certifications:Many roofing material manufacturers offer certification programs. Being certified to install specific brands can increase your earning potential. 3.Gain Experience Work on Diverse Projects:Seek out opportunities to work on a variety of roofing projects, including residential, commercial, and industrial jobs. This will broaden your skill set and make you more valuable. Specialize:Consider specializing in a niche area, such as green roofing, solar panel installation, or storm damage repair. Specialization can lead to higher-paying jobs. Build a Reputation:Reliability, quality workmanship, and strong customer service will help you build a good reputation. Positive reviews and word-of-mouth referrals are crucial in the roofing industry. Flat Roofing Team Member - ChicagoChicago, ILFull-Time$21/hrApply now 4.Increase Your Earnings as an Employee Seek Higher-Paying Jobs:After gaining experience, look for opportunities with companies that offer higher wages. Consider moving to areas where roofing work is in high demand. Take on Overtime or Weekend Work:Roofing jobs often offer the chance to earn extra by working longer hours or on weekends. This can significantly boost your income. Supervisory Roles:As you gain experience, aim for supervisory or foreman positions. These roles typically pay more and offer leadership experience. 5.Transition to Self-Employment Start a Roofing Business:After building experience and a network of contacts, consider starting your own roofing business. As the business owner, you have the potential to earn much more by taking on multiple projects simultaneously. Hire a Team:To maximize earnings, hire a team of skilled roofers. With a crew, you can handle larger contracts and complete jobs faster, allowing you to take on more work. Focus on High-Value Contracts:Bid on larger commercial or industrial roofing contracts, which tend to be more lucrative than residential jobs. Specializing in storm damage repair, insurance claims, or high-end roofing materials can also increase your earnings. 6.Implement Effective Business Strategies Set Competitive Rates:Research local market rates and set your prices competitively. As your reputation grows, you can charge premium rates for high-quality work. Market Your Business:Develop a strong online presence, including a professional website and active social media profiles. Invest in local advertising, and join trade associations to network with potential clients. Offer Guarantees and Warranties:Providing guarantees or warranties on your work can build trust with clients and justify higher prices. 7.Scale Your Business Expand Your Service Area:Consider expanding your business to cover a wider geographic area or new markets. This can increase the volume of work and, consequently, your earnings. Diversify Services:Offer additional services such as roof inspections, gutter installations, or maintenance contracts. This can provide a steady income stream during slower periods. Invest in Technology:Use project management software to streamline operations, manage multiple projects efficiently, and reduce costs. 8.Stay Updated and Adapt Continuous Education:Stay up to date with the latest roofing technologies, materials, and techniques. Attend industry seminars, workshops, and trade shows. Adapt to Market Trends:The roofing industry can be affected by economic conditions, climate change, and evolving building codes. Being adaptable and ready to pivot your business strategy will help maintain profitability. Roofing per hour jobs,employers,You can refer toIndeed:There are many companies hiring with salaries ranging from $20 - $50 per hour.

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