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Why Scholarships are Better Than Student Loans? - Top 5 Reasons
Why Scholarships are Better Than Student Loans? - Top 5 Reasons

Even after all efforts, you have finally won in applying to schools and getting accepted, and there will most likely still be work to get done when it comes to paying tuition. You can take two main things to try to address this problem: scholarships or student loans. Most students will need to take out the students' loans to pay for college, but that does not mean mountains of student debt are inevitable. The smart students will be sure to do a free scholarship search to get the scholarship opportunities that help you pay for tuition, so they don't have to take out many student loans. So, there are five reasons that why scholarships are better than student loans. Difference between Scholarship and Student Loans: Student loans are different from other types of financial aid. Applying for a student loan is a very complicated process. So, for this, it's important to understand that what the application process entails. There are commonly four types of student loans. But it would help if you considered what you and your family could afford to repay each month, including interest. If we talk about the scholarship, then the scholarship is the gift that is only designed for education. There are many private and public scholarship programs that give students of all ages. In addition to this, you don't need to repay the scholarship. So, this is the big difference between the scholarship and student loan. In this way, scholarships are better than student loans. No Repayment and Lower Tuition: The biggest difference between them is very clear. Student loans are just like the many other loans, so they must be paid back. In addition to this, loans will start accruing interest as soon as you begin college. At the same time, some loans will not expect repayment while you are in college. So, you have to start repaying as soon as after graduation. It is why the scholarships which are granted instead of loaned are very important. The scholarship is a free ride with full tuition aid. Any money you don't have to pay back is essential. Another best thing about scholarships is the most of them will be paid directly paid to your university. It means that your tuition will also be lowered, and you can easily go from there to assess how much you will need for the remaining course fees. Furthermore, with the scholarship money already applied to your tuition, you can budget your housing, books, meals, and transportation fees. In addition to this, you can make an informed decision about your money and expenses. Networking: Remember that scholarship can be related to your school, government groups or institutions, and more. Some of the scholarships require special essays or projects. These programs will bring to your attention different communities of people that have the same interest as you. Make sure to do a conversation at a ceremony or in an online group related to your award. Motivation and Distinction: When you get the scholarship, it does not end there. Most likely, you have to keep up your GPA in certain or all of your classes. Winning a scholarship is a great way to get motivated and excited about your academic performance. It is a great motivation for you that you get this money due to your great performance. You earn this money because you are doing great work, so keep it up. Many scholarships are highly selective and not easy to get, and you have to distinguish yourself by winning them. You may be sought after for opportunities and placements by proving your worth. It is also a good idea to put the scholarship you won on your student resume when applying to summer jobs or internships. No Need to Work: According to the research, nearly half of all undergraduate students have a job to help them fulfill their finances related to their studies and living cost. Getting a job can help college students in their college expenses. If you have to work 16 hours per week or more, will you put in as much effort on your paper? It is a compromise that many colleges that many students have to take when they take the student loan because they have to repay this money with interest. So, in this way, the key benefit of scholarships is that the need to work is removed. Instead, you can give all of your time to working on your academic projects. So, this will also allow you to improve your grades and get a better job when you graduate. In addition to this scholarship can boost your resume, but the student cannot boost your resume. In this way, scholarships are much better than a student loan. So, try to consider a scholarship compared to a student loan that is not free and a great achievement for you.

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Four FAFSA Tips for Students With Divorced Parents
Four FAFSA Tips for Students With Divorced Parents

Though having divorced or never-married parents make the FAFSA a little more challenging, your family situation shouldn't prevent you from collecting as much financial aid as possible. No matter what your family situation is, we'll walk you through some fundamental ideas to make completing your FAFSA a little easier. A new call to action has been issued. 1. Know who to define as a "parent" To evaluate your financial aid eligibility, the FAFSA uses information about your family's financial position. That means you'll need income information from your parents — yet your parents may not be the same individuals who file the FAFSA. This is significant because the data you provide will be used to calculate your expected family contribution or EFC. This is a formula that considers your tax information, untaxed income, assets, and benefits for your family. The EFC also takes into account the size of your family and the number of other children in your household who are attending college during the year. So whose information should you enter? The US Department of Education's illustration on how the FAFSA defines who's who in your family tree is really helpful. Fill out the FAFSA using information from both of your parents if they aren't divorced. If they're divorced, things get a little more complicated because only one parent is considered a parent for FAFSA purposes. You must file the FAFSA with income information from both of your parents if they live together, even if they are separated, never married, or divorced. You fill out the FAFSA based on your custodial parent if your parents are divorced, separated, or never married and do not live together. That's the parent with whom you spend the most time physically. It's important to note that "legal custody" does not always imply custodial parent status. Rather, it comes down to who spends the most time with you and who gives the most financial support. If you live equally with both parents, you should fill out the FAFSA for the parent who provided you with the most financial support in the previous year. What about stepparents and unmarried significant others? You must disclose your stepparent's information on the FAFSA if your parents do not live together and your custodial parent (or the parent who supported you financially) has remarried. And you don't report money from your noncustodial or financially unsupportive parent in that scenario. You only need to declare your legal guardian's income if your custodial parent is just living with a new significant other and is not legally married. If your significant other helps with rent or utilities, however, those payments must be reported as nontaxable income. What about common-law spouses? Of course, common-law marriage throws a wrench into the scenario. Your state may recognize your parent and their significant other as married if they've been together for a particular amount of time and live as if they're married. If your family has a common-law marriage, the custodial parent's significant other is considered a stepparent. What if you live with someone other than a parent? Unless the person you live with has officially adopted you, you must still record your parents' information on FAFSA if you live with someone other than your parents. 2. Gather the right info You'll have to share the same information as other students, regardless of your parents' marital status. This includes, according to the Federal Student Aid website: What is your Social Security number? Social Security numbers of your parents The number on your driver's license If you are not a citizen, your alien registration number. For you and your custodial parent/reporting parent, federal tax information is available. Information concerning untaxed income received by your reporting parent, such as child support. Cash and liquid assets in accounts, investments and company revenue are all available. Your parents' divorce or separation date Furthermore, some schools may need a copy of the divorce agreement for determining financial aid, but you will not need this information when completing the FAFSA. 3. Don't overshare Keep in mind that you don't have to provide the financial details of every adult in your life. If you do, you're over-reporting your income, which could result in you losing financial help. You'll be alright if you focus your application on the custodial parent. Some private schools may need noncustodial parents to supply information later when aid is offered, but there's no need to go overboard with FAFSA. Also, keep in mind that alimony is taxable income and should already be included in the tax information of the custodial parent. You don't have to declare it separately like child support, which isn't taxed. You'll be over-reporting income once more, and your financial package may be reduced as a result. 4. Know how to work the situation for more aid There are a few ways to exploit the marital status of your divorced, split, or unmarried parents to your financial assistance benefit. One way is to make sure that your custodial parent earns less money. Your EFC will be smaller and your help package may be higher if you live with a parent who earns less. But don't lie about who you live with based on your salary – that's a form of fraud. The formal terms of a college assistance plan can (and should) be included in divorce settlement agreements. In this situation, parents decide what percentage of college fees their child is accountable for, as well as what expenses each parent will cover. The custodial parent still fills out the FAFSA, but there's a plan in place to cover the EFC so that it doesn't lie primarily on the shoulders of one parent. Don't be afraid to ask for help If your family status isn't "conventional," following ideas should help you fill out the FAFSA. Remember that college financial aid consultants are experts on the FAFSA guidelines. When in doubt, seek assistance from them. Make sure to review our FAFSA question-by-question guide to ensure that you qualify for the greatest amount of financial aid available. You May Also Like: Top College Scholarships for Students of Deaf Parents How Living with Grandparents Can Affect Student Aid

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Best Scholarships In The UK With Online Learning
Best Scholarships In The UK With Online Learning

Despite online education replacing traditional offline education, scholarships remain available anyway. It is claimed by most of the educational establishments that turning online doesn’t lower the quality of learning courses meaning the scholarshipshave the right to be in the online learning as well. We are willing to provide you with the list of the most popular and profitable online scholarships available in the UK but first, we would like to mention the most useful tips that will help get any scholarship you desire based on the best essay writing services: hold early research about the available scholarships for your location, university, or specialization, the variety is huge but you have to be aware of all conditions they require; fill in the application form as soon as possible the number of your competitors can be huge and it lowers you the chance to get the scholarship, the application form is usually available for the scholarships in the next year, so hurry up not to miss the opportunity If we talk about the scholarships from the beginning of your path in university, you need to prove that you own enough funds to study there without a scholarship as well You cannot have several scholarships at the same time, so if you succeeded to get the scholarships from different online courses or different universities you have to choose only one of them. Where to look for online scholarships? These days you can find any information about anything you are interested in on the web. It is vital to choose reliable sources of information about your future university and available scholarships. First of all, you should explore the university website as many modern colleges and universities usually develop their business website to share the condition of education. Surfing the website, you can find the history of the foundation of your university, range of specializations and what you need to do to get a scholarship and study for free. We also recommend reading the review of the chosen scholarship on the best online writing services to make sure this program is decent. Also, you can ask for recommendations from friends that have already entered university if the scholarship is worth its efforts and useful tips on how to win one of them. Moreover, you can attend a consultation in your university to find out if there are any scholarships available for your direction and how you could take part in their scholarship program. You should obviously show a strong willingness to study to be accepted to the university of your dreams. Euraxess UK This scholarship is supposed to be governmental as the winner is chosen by the British Council and it sounds official enough. This scholarship and funding are dedicated to scientific researchers that investigate vital human areas and improve the overall well-being of people on the planet. Despite it being the British award, it is also available for foreign researchers to apply and become a contender to win. Due to the pandemic situation, this scholarship is announced for online research works as well to make it accessible for other countries. The scholarships and the amount of funding are divided due to the skill level of the participants - beginner, advanced, and superior with experience of over 6 years. Actually, your experience does not really matter if your investigation brings a huge value to science and our planet as well. All participants also get access to a single online portal where they can share their knowledge, find jobs, learn more about the United Kingdom, and so on. The Commonwealth Distance learning scholarships The Commonwealth of different nationalities has always been a hot topic for investigation. This scholarship entails the opportunity to get a Master’s degree in any specialization in more than 30 universities within the UK. It will cover spendings related to education including all courses and classes you would like to attend. This award is mostly dedicated to students from other countries who cannot afford higher education in the UK`s universities, and the contest of choosing the winners is held online which means students all over the world can apply for this scholarship. Edinburgh Global Online Learning Masters Scholarships The university offers scholarships in the meaning of full coverage of the learning path of 12 different specializations. This scholarship is available only for a particular range of countries that you can find on their website. One important condition - if a student wants to win this scholarship and get a free online or offline education, he or she must be accepted to the Edinburgh university before this contest that actually proves the student's knowledge. This university provides a broad variety of mostly healthcare specializations available online - dental, surgery, ophthalmology, and others. Due to the essay writing service ratings, Edinburgh university is considered to be one of the best providers of online learning courses to get a Master's degree. To end up As a student, you need to understand that scholarships require so much effort and time to get. Before applying to the scholarship, we advise looking for online courses related to your specialization or future profession. The variety of high-quality online courses is really huge so you can easily find what you exactly need to improve. All in all, having a strong willingness to study and deepen the knowledge within your specialization will help you easily reach your goal and get the desired scholarship.

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6 Best Tips to Help Students Avoid Dropping Out of College
6 Best Tips to Help Students Avoid Dropping Out of College

Children drop out of high school in the United States every 26 seconds. Despite our claim to be a global leader, our country's graduation rate is only 22nd out of 27 developed countries. As a community, we are all influenced by the high percentage of school dropouts. Teachers, school administrators, politicians, community members, parents, and other stakeholders must work together toavoid dropping out of college, the systemic issues that contribute to high school dropouts. There are, however, manydropping out of college consequenceslittle, measures that you can begin today. 1. Telling the Truth to Children is the First and Important Step To help students understand the negativecauses of dropping out of college, provide them with data on how it affects their income and life expectancy - graduating high school results in an annual wage premium of $9,245 for graduates over dropouts. The death ratio in the United States is 2.5 times greater for people with less than 12 years of schooling than those with 13 years of education or morewho avoid dropping out of college. Invite guest speakers, such as past students, to talk about their own experiences to give students a better understanding of the data. 2. Reach Out to the Individuals in your Area The dropout rate may not affect people who do not have children in school. However, this is the case toavoid dropping out of college. When students stay in school, it benefits everyone. When students have the support of their community, they are more likely to graduate, and the community benefits as a result. A community's overall economic well-being, the quality of its schools, and the value of its real estate are all adversely affected by high dropout rates. Bruening, the president of the National Alternative Education Association and a consultant for the National Dropout Prevention Center at Clemson University, noted a "trickle effect" on avoiding dropping out of college. 3. Give Students a Positive Environment in which to Study Students are more likely to participate and stay in school if they appreciate the atmosphere at their school. School culture, meaningful interactions with people, and interesting education are all methods to get pupils excited about school to avoid dropping out of college. Inquire if local businesses, organizations, and individuals are interested in your school's culture by participating in school-sponsored events or providing materials. Talk to local community centers to see how you might work together to provide after-school and summer programs for students who are at risk. 4. Educate Students in Career and Technical Fields Career and technical education classes add a new dimension to their education for students. To make learning more relevant and engaging for students, Dr. Bruening suggested using personalized learning toavoid dropping out of college. Career technical education programs should be tailored to the specific needs of each community where they are implemented. "In more rural areas, agriculture may be more popular," as an example. "It also gives them the chance to think abouthow to avoid dropping out of college; also, how they can serve their communities in the future." 5. Engage Students Through the Use of Technology Technology usage in the classroom does not have to compete with students' smartphones. For instructors, "Student-centered learning allows them to play a more facilitative role in the learning process," says Professor Bruening. A paradigm shift in thinking about instruction is required for most teachers to take advantage of technology's ability to tailor learning. As teachers, think about how you can combine both the technology kids presently use and the technology that could excite them about their future employment into your curriculum. Using social media or video in final exams is another option, starting a robotics program. 6. Provide a Variety of Options for Completing the Degree Having children, working, or other responsibilities outside of school can make going to a typical high school difficult for some students. Dual enrollment, academic learning experiences, night school, and professional academy schools can help reduce the number of childrenwho are causes of dropping out of college. There is also the option ofavoiding dropping out of collegeby taking online education courses. , online education has given students in credit rehabilitation and those who want to graduate early more possibilities. Some students believe their education to be a waste of time because they are dissatisfied with their line of study. In many casesdropping out of college consequences, students are frustrated with their studies and convince themselves that they don't need a degree, which results in them quitting school early. Conclusion Only a few of us consideravoiding dropping out of collegewhen we begin college careers. Our patience and hard effort have paid off, so giving up is out of the question! Only 58 percent of enrolled students complete their degree in six years, nomatter how to avoid dropping out of collegeand prepared they may be.

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Strategies for writing a winning scholarship essay
Strategies for writing a winning scholarship essay

Scholarships are a valuable resource for students looking to further their education, but the competition for these awards can be fierce. Writing a scholarship essay is a crucial part of the application process, as it gives you the opportunity to showcase your abilities, interests, and personality to the scholarship committee. A well-written essay can help you stand out among the many other applicants and increase your chances of securing funding for your education. In this article, we will discuss strategies for writing a winning scholarship essay, including research, brainstorming, outlining, and proofreading. Whether you are a seasoned writer or just starting out, these tips will help you create an essay that demonstrates your potential and convinces the scholarship committee that you are the right candidate for the award. In this article, we will discuss strategies for writing a winning scholarship essay. 1.Read the instructions and criteria carefully: Before you begin writing your essay, make sure to read the instructions and criteria carefully. Pay attention to word count, format, and other requirements such as specific topics or questions that must be addressed. Failing to follow the instructions may result in automatic disqualification, so it's essential to be vigilant. 2.Write a topic that you genuinely enjoy In some cases, you may have some freedom to choose the topic, this is your chance to choose a topic you like. Please start to write about a subject, event, or value that means something to you. 3.Start early: Scholarship essays often have many applicants, so it is essential to start writing your essay early to ensure that you have enough time to revise and perfect it. Avoid waiting until the last minute to write your essay, as this can lead to mistakes and a lower quality essay. 4.Research the scholarship: Take the time to research the scholarship for which you are applying. Familiarize yourself with the organization's mission, values, and goals. This information can help you tailor your essay to show how you align with the organization and why you would be a good fit for the scholarship. 5.Brainstorm: Before you start writing, take some time to brainstorm ideas and think about what you want to convey in your essay. Think about your strengths, experiences, and accomplishments and how they relate to the scholarship. Consider the following questions to help you brainstorm: Why do you want this scholarship? What sets you apart from other applicants? What are your long-term goals and how will this scholarship help you achieve them? 6.Create an outline: Once you have a clear idea of what you want to include in your essay, create an outline to help you organize your thoughts and ensure that your essay flows logically. Your outline should include an introduction, body, and conclusion. 7.Write a strong introduction: Your introduction should grab the reader's attention and give them a clear idea of what your essay is about. Consider using a hook, such as a quote, statistic, or personal story, to engage the reader and make them want to continue reading. 8.Develop your body: The body of your essay should expand on your introduction and provide more detail on your experiences, achievements, and goals. Use specific examples to support your points and make your essay more convincing. 9.End with a strong conclusion: Your conclusion should summarize your main points and restate your thesis. Consider ending with a call to action or a statement that highlights why you are a deserving candidate for the scholarship. 10.Proofread and edit: Once you have finished writing your essay, take the time to proofread and edit it. Check for grammar and spelling errors, and make sure that your essay is well-structured and flows smoothly. Consider having someone else read your essay and provide feedback. In conclusion, writing a winning scholarship essay requires careful planning, preparation, and execution. By following these strategies, you can write an essay that demonstrates your abilities, personality, and potential, and increases your chances of securing funding for your education. Good luck!

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