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Best Scholarships in Science and Technology

The fields of science and technology are common research areas, funded by scholarships and fellowships from foreign governments, universities, and international organizations. For attracting the best international students in science and technology, a lot of international scholarships are offered by the University Faculty/Department of Science or Technology Universities. Are you a student in Science and Technology and looking for a Ph.D.? Science and Technology scholarships, Masters Science and Technology scholarships, or undergraduate programs in Science and Technology on fully supported or partial support scholarship? List of Science and Technology scholarships for international students: Excellence Master Fellowships from the University of Geneva (Switzerland): The Faculty of Science of the University of Geneva offers scholarships in the following scientific disciplines to outstanding students from any university who wish to undertake a Master of Science program: Astronomy, Biology, Chemistry and Biochemistry, Earth Sciences, Environmental Sciences, Informatics, Mathematics, Pharmaceutical Sciences land Physics. The Excellence Fellowship is made up of an annual grant of CHF 10'000 to CHF 15'000. Technology Scholarships from Nottingham Trent University for non-EU students (UK): Nottingham Trent University offers scholarships within the School of Science and Technology to international (non-EU) students who wish to undertake qualifying full-time master's courses50 percent of the tuition fee is paid by the grants. Science Leuven international students' scholarships (Belgium): The Science Leuven Scholarships are for inspired and talented international students interested in participating in the K.U Leuven Faculty of Science International Master Program. For 1 year, the sum of the scholarship may be up to 8,000 euros. The scholarship will still provide the tuition fee for 1 year, benefits, and primary health insurance coverage. The sum awarded for living expenses could be different. Excellence scholarships from T.U. Delft for international students (Netherlands): The Delft University of Technology provides international students with a variety of excellent scholarship programs. One of those initiatives is the Justus & Louise van Effen scholarship, which aims to financially help outstanding foreign MSc students who wish to study one of the 40 fields of technology and science at T.U. Delft. The grants cover the tuition costs and monthly living expense allowance. International Postgraduate Merit Scholarships by UWA Science (Australia): As many other scholarships for international students, the University of Western Australia Faculty of Science provides international students with a selection of full-fee Postgraduate Merit scholarships to international students who are beginning a Master's degree at the Faculty of Science. The value of the scholarships is either $12,000 or $6,000. Graduate School of Science of the University of Tokyo Bursaries for international students (Japan): A new scholarship named the Graduate School of Science (GSS) Scholarship for International Students has been developed by the University of Tokyo's Graduate School of Science, which offers financial support to international students for a total of five years from enrollment in a master's degree course until the completion of a three-year Ph.D. course. This scholarship includes a 150,000-yen monthly stipend. Technology Talent Scholarship from the University of Amsterdam: The Amsterdam Science Talent Scholarship (ASTS) that the Faculty of Science offers is targeted at talented students from the Netherlands and the European Union/European Economic Region. They want to obtain a Science Master's degree. It is a full scholarship, for two academic years, of EUR 10,000 per year. It includes tuition fees and part of the living costs. SINGA Graduate Award in Science and Engineering (Singapore): SINGA is an award granted to international students with outstanding academic undergraduate and Master's degrees and a deep interest in research leading to a Ph.D. in Science and Engineering at the University of Singapore. The award offers financial assistance, including full tuition fees, monthly stipends, settlement allowances, and airfare grants, for up to 4 years of Ph.D. studies. Cavendish Research Ph.D. Scholarships at Westminster University (U.K.): The Cavendish Research Ph.D. scholarships are special for students from developing countries who wish to graduate from the University of Westminster with a degree in science and technology. The grants cover the tuition costs in full. World Science Academy (TWAS) Fellowships: TWAS supports early-career researchers with the world's most significant South-South Ph.D. and postdoctoral research fellowship program to obtain education and experience at top global science institutions. The scholarships include a monthly salary and housing. The DAAD Stipends: The DAAD is one of the world's largest financial aid organizations (Deutscher Akademischer Austauschdienst German Academic Exchange Service). In addition to Germany, DAAD also targets other countries and even has special projects, such as Artists-in-Berlin, dedicated to art students. Over 100,000 German and international students and researchers are funded by the organization annually. Faculty for the Future Schlumberger Foundation Fellowships for Women: Launched in 2004, the Faculty for the Future program grants fellowships to women from developed and emerging economies to pursue Ph.D. or post-doctoral studies in science, technology, engineering, and mathematics (STEM) at leading universities around the world. The grants are based on real qualifying spending costs of up to USD 50,000 per year for Ph.D. courses and up to USD 40,000 per year for post-doctoral programs.

Paying Off Student Loans Or Investing: What Should You Do?

When you get a job after years of hitting the books at college, it's natural to find yourself torn between two choices: do you pay off student loans you’ve accumulated over the years or invest the disposable income from your new job? Generally, investing is considered a better option. If you do your research right, you can expect returns that are far higher than your student loan interest rate. However, investing can also be pretty tricky. There’s no telling what might happen in the market. After all, there are no surefire investments and it is possible to lose your capital. What should you do? We suggest taking strategic decisions. Here’s a rundown of everything you need to know and consider before making a choice. Debt Repayment Versus Investing A sound practice is to portion your budget into three categories: investment, debt repayment, and an emergency fund. As a fresh graduate, you won’t have a large nest egg yet and it’s unwise to funnel all your money into one category. When deciding between repaying your student loan and investing, there are five things you should consider. #1. What Are Your Student Loan Interest Rates? Compare your student loan interest rate with your potential investment returns. If your student loan interest rate is higher than what you’re expecting to receive from investments, prioritize repaying your debt since it’s costing you more. If the reverse is true, then you can consider investing your money. Generally, if you were able to get an interest rate that’s lower than 6% on your student loan, your debt isn’t costing you too much. Consider investing your money if you anticipate earning more than 6 percent #2. What Are Your Priorities? Some people would rather be debt-free before building a nest egg. If that’s a major goal for you, you’ll have to pay more than the minimum amortizations to pay off your loans quickly. If your salary can cover the additional expense or have a side hustle that will allow you to top off more than the minimum payments, you can check with your loan provider and pay bi-weekly. Some will even allow you to pay multiple times a month. If you decide to go this route, examine your cash flow and expenses carefully to see if you can afford it and how much you can afford to pay. #3. What Are Your Goals? Your goals and priorities may include putting money down for a house or having kids in the near future. With goals that require a certain amount of liquidity, it's better to steer clear of investing and pay off the minimum on your student loans instead. This way, you will be able to fund personal goals and milestones as necessary. If, however, you want to have a retirement plan in place, you can take advantage of the 401(k) that’s matched by your employer. You can also look for investment opportunities, weigh the pros and cons of each, and settle on the one offering you the best returns based on your risk appetite. #4. Where Did You Borrow Money From? Federal loans have a low interest rate bordering somewhere between 3 to 7 percent. If you’re able to avail of the Student Loan Forgiveness Program, all the better. This program cancels all or a certain amount of your student loans. If part of your debt is forgiven, invest your money and keep paying the minimum instead of focusing on paying it all off. However, if you have private student loans, it’s better to focus on paying them off before you start investing. You may also choose to refinance your debt to lower your interest rate and pay off your debts faster. #5. Are You Eligible For Tax Deduction? Tax deductions can reduce your taxable income by up to $2,500 per year depending on your eligibility. By leaving you with a smaller tax burden, you can put more money towards your student loan and cut down on the time it takes to repay. Save Money For Emergencies When deciding how to allocate your budget, don’t neglect your emergency fund. It’s the most important savings to have. Ideally, you should put aside even a small sum before paying off loans and making investments. This amount should cover your living expenses for three to six months. If you’re strapped for cash, aim for at least $1,000 and just add to it whenever you have extra cash. The Takeaway: Caution Minimizes Loss Earning a salary after graduation is an exciting time. It’s the perfect opportunity to pay off debt, start an emergency fund, and make strategic investments. Before deciding what to do, consider the factors we’ve outlined above to arrive at the best decision given your financial situation.

Top 9 Scholarships For Study In Any Country Or Anywhere

Probabilities are, any lasting doubts you may have about studying external perhaps havesomethingto do with the astral costs of moving abroad and ever-increasing global student fees. What you may not be conscious of, however, is the pure number of funding chances accessible to aid you to cover the costs.Allowance is a stunning word! It fascinates all determined youth for their dreams and objectives are adequately, but possessions partial. When you are looking for a scholarship, it also means that you are looking to be valued for a bright future. And that's what sponsored scholarships do. So here we have theTOP 9 fully funded allowancesthat are capable of giving you all the support they need in beginning with your study overseas journey and add a much-needed sparkle in life. 1. Fulbright Foreign Student Programme, US If you’re looking to study in the US, few allowances are more required after than the Fulbright ForeignStudent Programme. Obtainable to worldwide graduates and young specialists, the system has ties with over 155 countries international and awards full subsidy for the duration of your studies – comprising tuition, airfare, schoolbooks, health assurance, and a living stipend.The program is designed to support postgraduate international students in the US and to help them have cultural and instructive chances during and beyond this first year. The status of the studentship also helps with prospects, as the modest nature of the request procedure means only the very best students become Fulbrighters. 2. Rotary Peace Fellowship The Rotary Peace Fellowship is expected of global graduates who wantto assume a master’s degree in arenas associated with peace and fight anticipation and determination. The scholarship includes costs like tuition fees, lodging, and travel prices. Numerous universities across the world contribute to the arrangement. These are: Duke University, USA University of North Carolina at Chapel Hill, USA International Christian University, Japan University of Bradford, England University of Queensland, Australia Uppsala University, Sweden 3. Chevening Scholarships, UK The Chevening Scholarships system is run by the UK government and started as one of the country’s most admired. Decided to students with outstanding identifications and management possible, the scholarship is characteristically for a one-year master’s degree and shields tuition fees, a living payment, a return airfare to the UK, and any other vitalcosts. Around 700 scholarships are given to pupils from about 110 countries every year, but the number of allowances differs dependent on the country. India and China are important countries for the Award, with over 30 allowances for these two countries alone. 4. Rhodes Scholarships, UK One of the primogenital scholarships in the world (as well as one of the best), the Rhodes Scholarships system gives universal students the chance to study for a postgraduate degree at the world-famous University of Oxford. It is obtainable to students from the subsequent countries: Bermuda, Australia, Canada, Hong Kong, Germany, India, Kenya, Jamaica & the Commonwealth Caribbean, USA, New Zealand, Pakistan, Zambia, Southern Africa, and Zimbabwe. The structure covers all tuition fees, along with a living stipend and economy class return airfare. 5. Endeavour Postgraduate Awards, Australia One of Australia’s most noticeable scholarships, the Endeavour Postgraduate Awards are intended for worldwide students from the Europe, Americas, the Caribbean, Middle East, Asia, and the Pacific to commence a master's or Ph.D. degree in any field at one of the country's academies. It delivers full economic assistance, comprising tuition fees, a travel stipend, monthly living payment, health assurance, and travel assurance (up to $3000 per month for living costs, $272,500 for tuition, and up to $7000 for preliminary travel and movingcharges). 6. Australian Awards Scholarships, Australia Another highly desired Australian allowance, the Australian Awards are for global students seeking either full-time undergraduate or postgraduate education. Classically, the studentship covers full tuition fees, return air travel costs, influence on living expenditures, and health assurance. 7. Eiffel Excellence Scholarship Programme, France The most remarkable scholarship in France is the Eiffel Excellence Scholarship system, which goals to fascinate outstanding global students to study for a master's or Ph.D. degree at one of the contributing universities. Unlike the others on this list, the structure does not cover tuition fees. In its place, it offers recipients a once-a-month grant (€1,181 for master's students and €1,400 for Ph.D. students) and covers various other costs, including travel expenditures and health assurance. 8. Swiss Brilliance Scholarships for Foreign Students, Switzerland Run by the Swiss government, the Swiss Brilliance Scholarships are accessible to worldwide students from over 180 countries, so that they can follow a postgraduate degree in any field at a university in Switzerland. The structure covers tuition subscriptions, health assurance, airfares, and a monthly living grant. 9. DAAD Scholarships, Germany The most honored scholarship program in Germany, the German Academic Exchange Service (DAAD) Scholarships are obtainable across an all-encompassing number of graduate and postgraduate courses. The allowance covers tuition fees, travel and health costs, and a monthly living allowance – though this differs between each of the scholarships presented.

7 Tips for Students to Stay Safe While Studying Abroad Alone

Today's university college students are on their way. Many observe overseas or locate it tough to tour and rush foreign places at each opportunity. Studying abroad by yourself may be very rewarding, however being a visitor in another country isn't always without its dangers. Europe, America and Canada are usually the excellent locations for college students to go. However, college students need to be cautious as they cross and observe. Here are seven pointers to make certain a studying abroad alone is fun, green and secure 1. Research Your Destination One of the excellent matters you could do is put together to investigate your destination for studying abroad alone. U.S. Department of State frequently opinions tour pointers for every student. These pointers offer designated records on what components of America are secure. 2. Get A Grasp Of Local Customs When you plan on studying abroad alone, pay near interest to neighborhood legal guidelines or customs. Many international locations have strict legal guidelines concerning drug use that would result in extreme imprisonment. In international locations wherein alcohol is broadly consumed, there can be exceptional legal guidelines or customs concerning drunkenness or public indecision. In a few international locations you need to additionally be in particular cautious approximately discussing touchy subjects, in a few instances illegally. For example, Americans had been arrested for assisting Tibetan independence in China. In a few severe instances, the mere point out of unlawful subjects is visible as a guide for terrorism, inclusive of guide for Kurdish independence in Turkey. 3. BeReady For Emergencies You can store a virtual reproduction on your cellphone or tablet when going to study abroad alone. In the occasion that a file is misplaced or stolen, having a duplicate assist you to retrieve new files very quickly. Read some primary terms in the neighborhood language to get assist or to tell your physician approximately allergies. 4. Protect Your Health The Centers for Disease Control andPrevention keeps an internet site with tourists' records approximately typically endorsed vaccines and medicinal drugs. If you're nervous about studying abroad alone, go to a neighborhood tourism health facility or pupil fitness center. Health specialists at those clinics can suggest you on positive medicinal drugs that can be unlawful in a few international locations. It is unlawful in many nations to deliver medicines, so having well enough resources is vital. It is viable that your fashionable medical health insurance will now no longer cowl you out of doors when studying abroad alone. Usually your financial institution or credit score card can offer you with tour insurance. To go looking with providers, head to a website. 5. Be ‘Digitally Secure’ It is a superb concept to have a lock display lock code at the cross whilst your cell phone is stolen. Additionally, many offerings inclusive of Google Find My Phone will can help you remotely erase your cell phone if it receives misplaced or stolen. In international locations with excessive net get admission to and excessive crime rates. Using a digital non-public network, or a VPN carrier, also can be useful whilst journeying overseas and connecting to the net from nameless networks when studying abroad alone. This could be high-priced immediately. However, in case you are the use of your device, you may want to make certain that your cell phone is grew to become on and could paintings in that us of a. Some tourists will deliver a cell hotspot with roaming carrier or rely upon open Wi-Fi that is in many nations. 6. Take Your Protection Seriously Some of the crimes that tourists fall into, inclusive of looting and theft, are due to distractions and uncertainty. Keep music of your private property and shield them whilst they may be now no longer to your eyes when studying abroad alone. 7. Stay Away From Social Problems Avoid becoming a member of or attending massive circles or shows. In a few instances, neighborhood selectors may also use the occasion as a distraction. If you're a U.S. citizen, check in with the State Department STEP program. This will check in you as a foreigner and you may get hold of protection indicators and indicators earlier than and at some stage in your experience. If something happens, it's going to allow them to realize you're at domestic and you can want assist. If you've got bought tour insurance, a lot of the ones guidelines will assist you get overseas if the state of affairs will become greater dangerous when studying abroad alone. A student could have a beneficial and secure experience of studying abroad alone by applying the prescribed safety rules that apply at home, such as being observant of your surroundings, avoiding travelling alone, especially at night, keeping a tight lookon your personal possessions, and partying responsibly, as well as paying attention tothese seven essential tips.

9 Best Courses for CFA Exam Prep

A chartered financial analyst exam is a globally accepted and recognized certification granted by the CFA Institute. Passing the CFA exam enables the individual to become a highly acclaimed finance and investment banking expert. It consists of three levels covering various aspects of economics, accounting, security analytics, money management, and ethics. To start your career as a chartered financial analyst, applicants must pass all three levels of the CFA. It is a well-designed tool to measure the professional acumen and analytical skills crucial to becoming a financial analyst. After passing an exam, the students have high chances to enjoy bright career prospects and new financial positions. However, it is not an easy task to ace the CFA exam. It is essential to show devotion and toil to get through one of the toughest exams of accounting and finance. To make that happen, one needs to be well prepared and, most of all, know when and where to start. We have noted down some CFA prep courses to help students with their CFA exam prep. Here are some courses you can choose from to help you prepare for the CFA exam efficiently and effectively. Wiley Efficient Learning Wiley Efficient Learning provides students with various packages with different pricing depending upon the quantity of the study material that the students need access to. The introductory self-study course includes practice questions and mock exams and costs around $645. Wiley CFA exam prep offerings are the latest and updated and do not contain questions not included in the curriculum. It also gives online or video format instructions, flashcards, and the right to access and email questions to an instructor. Students can opt to take 14 days of free access to get started and judge if it is the best choice of a learning platform to help them with their CFA prep. Kaplan/Schweser Kaplan/Schweser offers different study packages for different prices depending upon the student’s preference. The basic package is based on self-study and includes notes, planning tools, and practice exams. It can cost around $699. The highest-paid package is worth $999 and gives OnDemand instructions and review workshop access. Kaplan/Schweser also offers weekend and week-long review packages. Bloomberg CFA Exam Prep Bloomberg CFA exam prep is a platform that offers artificial intelligence-enabled learning that helps target and improve the weak areas in your exam preparation. Its self-study package includes “micro-lessons” and costs around $700. The basic package consists of seven full-length exams and 10,000+ questions. In addition, a student can also reach out to the instructor and ask 20 questions. Students can get access to instructors and practice questions for additional costs. Salt Solutions Salt Solutions’ packages include small manageable chunks of study materials that are easy to grab and absorb in 10 to 30 minutes. It keeps the students well-organized and flexible during their learning journey by offering a scheduler to set weekly goals and stay on track and monitor their performance. Salt Solutions offers downloadable videos and assignment questions. It also has a user-friendly interface for controlling the light and dark mode of the screen for giving students comfort and ease during the study. FinQuiz FinQuiz enables the students to use a study plan, chapter notes, smart summaries, formula sheets, an online question bank, and six mock exams. It offers a variety of options to choose from while focusing on the nature of questions expected to appear in an exam. The basic package of FinQuiz is priced at $299, including mock exams and questions. The premium package can cost around $599, and it provides access to an active study plan with detailed summaries of the study materials. The Princeton Review CFA The Princeton Review CFA offers preparation courses for levels I and II, including practice questions, video lectures, mock exams, flashcards, formula sheets, and study material slides. It enables students to pay separately for each level course, and it can cost around $599 and $499 complete payment after discount. Fitch Learning A basic Fitch learning self-study package costs $695. It also can add various add-ons at different prices and purchase them separately. For instance, it's $195 for questions, $60 for mock exams, and $475 for review courses. You can also use additional material such as online, live, or on-demand classes and pay their cost separately. My Guru MyGuru is a platform that features CFA charter holders as instructors, whether in-house or online learning. Students choose to optimize their learning experience based on timing and a learning method that suits their needs by purchasing sessions. The cost of tutoring sessions varies, but students can generally choose the lessons they need instruction for and get individualized attention to address their specific concerns. MyGuru is a well-suited study platform for those students who are not good at self-study and need constant attention to stay on track. An individual tutor can guide them to stay more focused and improve their underprepared topics and concepts by giving them customized study plans. Analyst Prep CFA The basic packages of the Analyst Prep CFA offer a practice program including mock exams, a question bank, and a performance tracker. It does not provide any study material, including videos and interactive lessons. You can pay $149 for this practice package. The unlimited package can only offer you access to study material of level I and the practice package of all three levels at the cost of $499. Conclusion It is always better to conduct proper research and choose the CFA review course that meets all your demands, including study needs, learning methods, and cost-effectiveness. You are responsible for your good or lousy preparation, so choose wisely by considering all the factors. To succeed with your CFA prep, keep in mind to choose a course that can help you prepare well and help you ace your exams.

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