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How Has COVID-19 Impacted Students with Abroad Scholarship in The US?

Covid-19 has impacted all sections of students, whether they were already enrolled, in their final years, or students who are aspiring to study abroad. Along with the covid-19 spread, the tension between China and the US is also on the rise. China being on the top for sending the most number of students to the US for higher studies is turning to be discouraging. For about a year, mobility between countries was the lowest anyone has ever seen since transportation inception. All these factors negatively affected the students, and if you are wondering, “How Has COVID-19 Impacted Students with Abroad Scholarship in the US?"stick with us. Cutting Down on the Grants and Scholarships Many Universities after Covid hit have been reducing the expense. Some are paying less to the faculties because classes are going online, and some reduce scholarship grants. The students' research grants are also being reduced, arguing most of the processes have transferred online. The budget cuts are somewhat justified, but the decision-making cannot be generalized when it comes to scholarship. On the other hand, some institutions are running more scholarship programs to attract students from abroad. The intention is to have a stable flow when things revert to normal. Many institutions abroad have removed the GMAT and GRE as the necessary eligibility criteria. Less Efficient Use of Opportunity The students who got the scholarship for their course are also not able to make the most of it. While there are online classes, some also have classes on alternate days with half capacity. It still cannot make up for the benefits of having an outgoing environment. Most people haven't met their families, friends in a year. The learning is efficient when the environment is healthy. Many people do not have access to flawless Wi-Fi connections at home. Some get discouraged by the monotony of online classes that are somewhat less engaging. Even the students who were good at their studies and eager to learn are losing that streak. One more problem comes with remote learning, which is access to resources and positioning. The people who are in direct contact or at the same location as the university has an advantage of access. They also get seen by teachers more and comes to light. There might be few better learners, but do not come to the radar because of remote learning. The same goes for students who need extra attention. It is hard to help them. Zero to Less Mobility When Covid hit that most students were either on winter break or returning from winter break. They stayed wherever they were. They cannot return because even now, most transportation is closed off since the risk is still there. These things are making people anxious, which affects their progress negatively. If you are not close to your college, it could mean lesser accessibility of resources. It may not hurt in the short term as the universities understand that they are lenient with their grading system. But in the long run, this will hurt the accumulation of knowledge for many students. Running out of Money at Hand This mostly concerns the students who were already enrolled in the scholarship programs abroad. Many lost their part-time jobs because even employers were trying to save money. Both do not know who to blame since everyone is suffering. When it comes to layoffs, the part-timers are the first ones that are considered. For the students aspiring to apply for scholarships abroad, this is discouraging as they will need more money than otherwise required, even with the scholarship. Reducedor Alternate Working Hours/Days When the world is slowly opening, the students are suffering because they do not have a stable job. Some companies have alternate working days, and for that, students get paid according to their working hours a week. Scholarships do help with the tuition fees, but part-time or weekend jobs cover other expenses of students. If the payment is reduced, how will students pay for their rent or other expenses since they are far from the family? These situations also discourage new students from applying for scholarships abroad as they will be facing some issues. Conclusion If I had to tell you, "How Has COVID-19 Impacted Students with Abroad Scholarship in the US?” I would say it has affected us badly more than positively. The people are fearful of leaving their homes, letting alone countries. Even after a few positive initiatives, the enrolment numbers are not high for the US universities. Most people think that one year gap is better than being reckless since it could cost more than a year. These are unprecedented times, and everyone's survival skills are kicking in, guiding their judgment in certain situations.

What Happens if You Don't Pay Back Your Student Loans?

Student loans are the biggest financial burden that most young students are facing current days. Making student loan payments on top of other financial responsibilities can be very hard. As a result, more than 1 million student loan borrowers go into default every year. This student loan debt now becomes one of the biggest issues that impacting the lives of students. Many borrowers don't know What Happens if You Don't Pay Back Your Student Loans? First and foremost, if you don't pay back your student loan, it will hurt your credit score and make it harder for you to take a loan in the future again. But beyond this, the exact repercussions of failing to pay back your student loan rely on if they are held by the federal government or a private student loan. The Federal government guarantees most student loans, and the feds have powers about which debt collectors can dream. You are Officially Delinquent: Failing to make payments on your student loans can have very negative impacts on your overall financial picture. When your loan payment is 90 days late, it officially becomes delinquent, and it stays that way until your loan payments are up to date. Each missed payment might also charge a late fee. Furthermore, any new credit application may be refusing or given only at the very high interest rates available to risky borrowers. Potential employers often check applicants' credit ratings and can utilize them as a measure of your character. So does cell phone service providers, who may reject the service contract you need. Utility companies may require a security deposit from you because they don't contemplate creditworthiness. A prospective landlord might refuse your application. At this stage, you still have some time to get back on your feet. In addition to this, you can still make a payment and then get back on track. The very bad things don't start happening until a little later. Your Account Become Default: After passing 270 days, your student loans go into default. Once this happens, the government has the authority to garnish your wages, Social Security checks, federal tax refunds, and disability benefits. In many states, borrowers with default student loans can have their professional licenses also revoked driving licenses. When you took a student loan from private lenders and didn't pay it back, they have to get a court order before garnish your wages. Until they get the court order, they send you a notice 30 days before the garnishment starts and allow you to request an appeal. Charge Penalties: If you have not made a payment over one year, federal student loans will often be transferred to the default collection agency. The Department of Education works with third-party collection agencies who will charge penalties and fees for now paying your student loans. Collection agencies harass you with calls and texts, which can add to the mental stress of the debt. At this point, nothing around the impact of default on your credit would be significant. Default student loans impact your credit score, limit access to credit, and make credit very expensive. Later, that makes your life very much difficult. Still Have Options to Getting Out of Default: At this point, borrowers reach out to their servicers to look if they qualify for economic hardship deferment or if they can switch to the repayment plan. In addition to this, it works better for them so that they can get back on track. Not paying your student loans and going into default and delinquency can have a detrimental out turn. These consequences can make your life very difficult as well as much harder in uncountable ways. It is also essential to remember that so many people who are grappling and student loan payment are a part of that. Most people are not making decisions not to pay their student loans, but they have unlimited other commitments. There is a silver lining when it comes to defaulting on students' loans. Fortunately, the credit system is more forgiving about student loan default than default on other types of debt. Remove Missed Payment: When you default on a student loan, you can bring the loan current by making six consecutive payments on time. Once you do so, the lender will eliminate any missed payments from your credit history. So, it is like you made the payments on time and never missed any, at least for your credit. It is distinctive to student loans, so it is something to be aware of and utilize benefits if you default. However, if any interest charges remaining after default will still apply, so for this instance, you may have a very big hole to climb out of after default. But eliminating the damage to your credit score by removing the missed payments from your credit history is huge. Once you get out of default, make sure to review your credit report to ensure this happens.

Steps To Write Scholarship Request Letter for Quick Approval!

Due to financial issues, many of us do not pursue higher education. But did you know that every year so many public and private universities offer scholarships to students? The main goal behind this is to help bright and intelligent students pursue higher education without facing financial problems. Many organizations, institutions, welfare companies and businesses offer and give scholarships to deserving students so that they can pursue higher education. You can also apply for a scholarship if you cannot pay for your studies and apply for financial support from scholarship sponsors. And in order to get a scholarship, you need to write a scholarship application letter and we have great examples for that. Writing an application letter for a scholarship is the best way to explain why you are eligible for this scholarship. In this letter, you must mention all the achievements that will help you impress the members of the organization and award scholarships. To write the best scholarship application letter, you need to follow a few suggestions written in the proper format. Here are some sample scholarship letters, including a scholarship letter template. But first, let's take a look at some tips that can help you better write a scholarship request application letter. How to Write a Scholarship Application Letter As you write this letter, you should state why you need this scholarship and why you are perfect to receive this scholarship in the first paragraph. The language you use in this letter should be formal with the correct phrases and sentences. Before writing this letter, you should read the letter once. If you want a scholarship and you are writing a letter for the first time, you can use the written suggestions and format below. Advice for lettering a scholarship request letter You must respect the recipient. Your letter must be free from grammar and spelling errors. None leave no detail behind. Include a letter with a vote of thanks. So I hope you don't have a clear idea of what should be included in the scholarship application letter. So let's take a look at some examples and templates that you can use to apply for a scholarship. Example of a scholarship application letter From, Your information Story: TO, Your information Subject: Apply for my scholarship. Respected sir, I am writing this letter to you for a scholarship. Sir, I have completed my degree (name of university or college). I would be happy to receive a scholarship from your organization as it is very important for me to continue my higher education. I would like to warmly thank you for your financial support. Thank you. Truly, Name and signature Your information How easy it is to write a scholarship application letter after you graduate. Now let's see how to write an application letter to get both scholarship and admission. Letter of request for a scholarship for admission to the faculty of medicine. From, Julie Thompson 1285, Simpson Ct, Reynoldsburg, Ohio. December 31, 2019 Example 2 TO, Limited Private Law 3000 River Ridge Road, Chile, Ohio. Subject: Application letter for scholarship for admission to medical school. Dear Mr. Jean, I was delighted to read your USD 12,000 scholarship which will be awarded to a lucky student. My goal is to go to Kok University, the best medical university in Turkey for nursing degree. Since my childhood, being a nurse has been my passion. My mother was a nurse before she died and she loved taking care of her patients. By completing my nursing care, not only will I make my dream come true, but I will also pay tribute to my mother who spends her life caring for her patients. I graduated from Reynoldsburg High School in 2018 with the first class. I took a break from my travels, but now I'm ready to start my studies. I was an active student in my high school and participated in many debating contests and extracurricular activities. I know you will receive a lot of scholarship applications. I hope you will take my request into consideration and allow me to fulfill my dream of becoming a nurse. The medical field is difficult and I am ready for any challenge. Being a nurse is everything for me, but I can't afford the room, food, books, and all the other expenses. I appreciate your interest. Please accept my scholarship application. Truly, Julie Thompson Your information The final decision! Well, that's it! Hope you will now be admitted with a scholarship before entering university. It will help you reduce your daily expenses and earn more by working part-time. Also, you can use this kind of scholarship letter for admission to universities like Bilgi University, Dougs University, Ghazi University, Ankara University and many more. You can also use our sample scholarship application letter without writing an error letter. Stay tuned to our website for regular updates to learn more about the best universities and scholarships in Turkey.

5 Reasons to Take a TEFL Course Right Now to Teach in Spain

The recent pandemic and its collateral effects, such as lockdowns and general social restrictions have completely transformed the employment scene. Companies worldwide have been forced to adapt, implementing a dramatic shift to their vision. A hybrid work structure, remote work, and shorter working weeks are some of the changes that employees have recently experienced. While many have settled into their new routine, others have struggled to adapt. There is another category of workers, however, who have taken advantage of this global transformation to pause and reflect upon their life. As a result, a considerable proportion of the population have recently made drastic life-changing decisions - mainly regarding their career. A very popular choice has been to leave a well-structured yet habitual job to teach English as a foreign language (TEFL). English is the language with the highest number of speakers across the globe. This number is constantly increasing, thanks to the widespread use of the internet as a tool to carry out international business and social interaction. For this reason, combined with the effects on the job market brought about by these unprecedented times, more and more people are investing in training and education. Therefore, it is understandable that the English language has become one of the go-to skills to develop. A career in teaching EFL (English as a Foreign Language) or ESL (English as a Second Language) is not just a job - it’s a lifestyle. Qualifying as a TEFL teacher is important, not only to gain invaluable teaching knowledge but also to demonstrate dedication and professionalism to potential employers and students. TEFL teaching offers opportunities for personal and professional growth while avoiding routine. Although online teaching is growing in popularity, the traditional face-to-face teaching approach continues to be the favorite by students and teachers alike. This is particularly appealing to those who wish to travel, expanding their horizons and immersing themselves in new cultures, discovering what other countries have to offer. One of the most popular TEFL destinations is Spain. A slow pace of life, rich culture, wonderful food, and friendly people are among the reasons that make this country a great place to live in. Unfortunately, unemployment rates in Spain are high, but this is an advantage for TEFL teachers. As the locals focus on improving their chances of finding a job, they invest in English language learning. Furthermore, Spain provides a range of job opportunities as a TEFL teacher: Academies/Language schools. This is probably the easiest way to secure an English teaching job, with hundreds of language schools dotted around the country. They offer a range of courses, from beginner to advanced, and to learners of different age groups. Although they might not offer a full schedule, there’s always the option to work for two or three different schools to build up your weekly schedule. However, for those who are looking to study in Spain, a part-time job with a light timetable would be ideal for making some money while studying abroad. Public schools. Since the Ministry of Education in Spain requires English language teaching in primary and secondary schools, English speakers are sought after as language and cultural assistants. The pay is not high, but this post has the advantage of allowing the teacher to be fully immersed in Spanish life. A teaching qualification is not required, but some knowledge of the Spanish language is strongly advised. Private schools. These offer teaching positions in primary schools, with a monthly (higher) salary and a range of perks. However, a teaching qualification is required for these roles, and some knowledge of Spanish is preferred. International schools. Similarly to the public sector, these schools offer placements in primary and secondary schools. With small class sizes and a relaxed atmosphere, these are ideal to work at. However, there are fewer job opportunities and most schools seek highly experienced and qualified teachers.. Universities. Although these positions require having teaching experience and at least a bachelor’s degree, teaching at a university offers a considerably better salary and benefits. Furthermore, with more and more Spanish universities offering programmes in English, the demand for qualified English teachers has considerably increased in the last few years. Private tuition. Giving private lessons brings a multitude of advantages. From setting their own hourly rate to choosing what materials to use, private tuition allows great flexibility. In this way, TEFL teachers could benefit from extra cash helping students prepare for a specific exam or become more confident speakers. There are some challenges, though. First of all, finding students is more difficult. Secondly, lesson planning becomes more time-consuming, as each lesson has to be tailor-made to suit each student’s needs. Remember to do your research on your potential employers before committing to a long-term contract. Considering pay, expenses, and holidays is important, of course, but you also want to find yourself a company that helps you develop your teaching skills, by providing regular professional development. Breaking from a mundane lifestyle and leaving an unfulfilling job behind is possible, even after a pandemic. All in all, considering its amazing lifestyle, and despite its (sadly) adverse job climate, teaching English in Spain is probably one of the best TEFL opportunities out there at the moment.

8 Best Tips to Study Multiple Languages at the Same Time

Studying multiple languages as an adult can be very difficult; you need dedication, proper resources, and, most importantly, a lot of practice. That is why only some people attempt to complicate matters further bystudy multiple languages simultaneously. Here is the most comprehensive guide onhow to learn multiple languages fast. In this guide, we have compiled some of the best tips on how tostudy multiple languagessimultaneously and maintain them at a high level. Study with Same Minded People Learning multiple languages is very difficult; for making it easy, you need the support of people who will motivate and inspire you to learn together with you. Nowadays, you can easily surround yourself with the same-minded people. Don't worry if you don't find language learners among your friends and there is no language club in your locality. Go online, and you will easily find the whole forum and social media pages that devote them to language learning. There are so many great options and language exchange platforms available that help youstudy multiple languagessimultaneously. When you are in a supportive group, it will help you get better accountability and great motivation. Also, it will make your learning multiple languages more efficient and more enjoyable. Make Barriers for Study Your brain takes time to absorb all the information into long-term memory. While waiting for that to happen, everything is easily mixed up in your brain. You can prevent the brain from this by creating barriers. There are many ways to create barriers, but the two are most important. One is to create separate learning times for each language, and the second is to create different personalities to utilize while learning each language. However, it looks silly; taking on a different persona when speaking a different language is the best way to engage your brain and boost recall. Don't worry, and it is a great way tostudy multiple languagessimultaneously. Pick Up The High-Quality Resources Paying attention to your learning resources plays a key role in studying multiple languages. You must carefully choose resources aligned to your learning method and goals. The greatest way to study any new language is through immersion. The more you practice in real-life situations, then you can more quickly understand the particular language and create separate identities in multiple languages. It will also help you to reduce confusion. Select Languages With Different Levels of Proficiency It is very important to avoid starting two languages from scratch at once. Rather than that, different select proficiency levels will help you avoid overlap. When you are learning any language, it involves learning basics. Learning all these basics simultaneously in multiple languages is very risky, and you mix up and disengage the new words and phrases. Therefore, it is good to choose different proficiency levels for each language. It is an effectiveway tostudy multiple languages at once. Motivation Is Important Motivation is the most important thing that drives everything you do in your life. Without motivation, you will not achieve many of your goals. The same thing is also applied to language learning. Whether you are learning one language or want tostudy multiple languagessimultaneously, motivation plays a key role. Positive motivation helps you learn any language easily and very fast, so take note of your motivations and make sure that they are genuine. Make Learning Process Enjoyable It is very important to get some enjoyment out of the learning process to succeed instudying multiple languagessimultaneously. No matter how motivated you are, it will help you learn. You have to read books in the target language that you enjoy, watch movies, and listen to music to learn multiple languages in a much better and more enjoyable way. It is also very good to travel to a country where the language belongs, learning the real use. However, every moment is not going to be fun, but you are required to feel rewarded and fulfilled. It is a much better option tostudy multiple languagessimultaneously. Practice Makes A Man Perfect It is the most famous phrase that practice makes a man perfect. When we talk about learning multiple languages simultaneously, this phrase is applicable. Therefore, practice speaking a language as much as you can, and it will help you communicate better in that particular language. It will also help you learn and understand the language in a much better way day by day. Speaking becomes even more necessary for multiple languages to make sure that you can grasp every language's input. Practicing to speak a language is the best tip tostudy multiple languagessimultaneously. Set Realistic Deadlines It is also very important to set a realistic deadline to study multiple languages simultaneously. Many people set unrealistic deadlines, such as learning a language in two weeks. The main problem is; it becomes disheartening when you don't get those goals. Therefore, make sure that your deadline is realistic and in line. Conclusion Learning multiple languages is not an easy task for everyone. It is mentally taxing, and causes overwhelm, but if you pay attention to these 8 pro tips, you will be on the right path to achieving your goals. Therefore, use these tips tostudy multiple languagesat the same time.And maybe you can win some great language scholarships to study higher

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